Who am I? I’m a private sector worker with a Defined Contribution pension — like millions of others across the UK. I’m not a lawyer or a politician. Just someone who believes the government shouldn’t be allowed to change the tax rules retrospectively on money we saved in good faith.

Summary This campaign will fund a formal King’s Counsel (KC) legal opinion on whether Labour’s plan to apply inheritance tax retrospectively to Defined Contribution pensions — including SIPPs — is legally challengeable. We believe it may breach property rights and the principle of legitimate expectation.

You played by the rules for the last decade. Now Labour wants to change them — retrospectively.

Call to action We are raising £15,000 to commission a leading tax and constitutional KC to test the legality of Labour’s retrospective pension tax plan.

We need your support: please contribute and share this page now to help hold the government to account.

What are we trying to achieve? If this policy goes unchallenged, it sets a dangerous precedent: that settled financial guidance can be reversed with retrospective effect. 

This isn’t just about pensions — it’s about whether the State can move the financial goalposts a decade after the fact.

A KC opinion could be the foundation for public pressure, media exposure, and legal action.

What is the next step in the case? With funds raised, we will instruct a senior KC to provide a formal written opinion on the legal risks of Labour’s retrospective tax proposal. This will guide our legal strategy and inform confidential briefings with political and media stakeholders. While the opinion itself will not be published (to preserve legal privilege and avoid revealing potential weaknesses), its conclusions will help shape our campaign messaging and response.

How much we are raising and why? We are raising £15,000, which will cover the professional fee for a leading KC specialising in taxation and public law. The opinion will assess whether the policy violates legal norms around fairness, property rights, and retrospective legislation.

Any surplus will be used to support further legal action or refunded proportionally under CrowdJustice policy.

Thank you for supporting this campaign. Whether you donate, share, or simply raise awareness, you're helping defend fairness, accountability, and the right to plan for the future — free from retrospective confiscation by government.

Because let’s be clear: Labour’s proposal is theft.

Follow campaign updates on X: @ihtonpensions